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Mortgage calculators

Run the numbers yourself — for buyers weighing their options and Realtors helping clients. Simple, honest estimates with no sign-up required.

Monthly payment

Mortgage payment calculator

See an estimated monthly payment, including taxes, insurance, and PMI.

$
%
%
yrs

Estimated monthly payment

$2,838

Principal & interest
$2,275
Property tax
$413
Homeowners insurance
$150
Loan amount$360,000

Estimates are for educational purposes only and are not a loan offer, quote, rate, or commitment to lend. Actual payment, interest rate, taxes, insurance, and PMI vary by lender and your specific situation. All loans are subject to credit approval by the lender underwriter. Other restrictions apply.

Rent vs. buy

Should you rent or buy?

Compare the long-run cost of buying a home against renting over the years you plan to stay.

$
$
%
yrs
%
yrs

Buying may cost less

~$38,250less over 7 yrs

Net cost of buying
$177,074
Net cost of renting
$215,324
Home equity at year 7
$194,738

A simplified estimate for educational purposes only — not financial advice, a loan offer, or a guarantee. Real outcomes depend on many factors we can't predict (market conditions, taxes, how long you stay, and more). Talk to our team and a tax professional before deciding.

Ready when you are

Numbers looking good? Let's talk.

A real person on our team can help you turn these estimates into a real plan — no pressure.

@yourbettermortgage

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